Loan Rates
Rates Subject to Change - Not responsible for typographical errors

UNSECURED - CO-MAKER (as of 5/25/11)   *APR
1 & 2 Years   9.25%
3 Years   9.75%
4 Years   10.00%

 5 Years

  10.50% 
     
** NEW VEHICLES (2011 & newer) - as of 10/26/11   *APR
1 - 4 Years   2.75%
5 Years   2.99%
6 Years (Vehicle Value $20,000. & over)   3.50%
7 Years (Vehicle Value $30,000. & over)    4.99%
     
USED VEHICLES (2010 & 2009) - as of 1/25/12   *APR
1 - 4 Years   2.99%
5 Years   3.25%
6 Years (Vehicle Value $20,000. & over)   3.75%
7 Years (Vehicle Value $30,000. & over)     5.99%
     
 USED VEHICLES (2008 & older) - as of 1/25/12  

 *APR

 1 - 4 Years  

 3.75%

5 Years (Vehicles Value $15,000 & over)  

 5.00%

6 Years (Vehicles Value $30,000 & over)  

 6.00%

     
HOME EQUITY LINE OF CREDIT (as of 11/23/11)   *APR
Prime = 3.25% - CU's Floor = 4.00% - CU's Rate = Prime    4.00%
     
FIXED RATE HOME EQUITY (as of 6/29/11)   *APR
5 Years   3.99%
10 Years   4.75%
 15 Years   5.50%
     
CERTIFICATE RATES (as of 9/28/11) APR APY
$1,000 Minimum Balance    
6 Months .30% .300%
12 Months .55% .552%
24 Months .75% .753%
     
SHARE ACCOUNT RATES (as of 12/16/09) APR APY
Share/Savings Account (Min. Bal. $100.) 0.10% 0.100%
Holiday/Christmas & Vacation Club 0.10% 0.100%
     

*Rates may be higher based on the applicant's credit history
** 100% financing on new vehicles

"Vehicles" include cars, trucks, mortorcysles, boats and campers
NADA Value used for previously owned vehicles
APY -Annual Percentage Yield
APR - Annual Percentage Rate