Loan Rates
Rates Subject to Change - Not responsible for typographical errors

UNSECURED - CO-MAKER (as of 1/27/10)   *APR
1 & 2 Years   9.50%
3 & 4 Years   10.25%
5 Years   10.75%
     
** NEW & USED VEHICLES (2008 & newer) - as of 8/25/10   *APR
1 & 2 Years   3.95%
3 Years   3.95%
4 Years   3.95%
5 Years   3.95%
6 Years (Vehicle Value $20,000. & over)   4.20%
7 Years (Vehicle Value $30,000. & over)    5.40%
USED VEHICLES (2007 & older) - as of 8/25/10   *APR
1 & 2 Years   4.75%
3 Years   4.75%
4 Years   5.00%
5 Years (Vehicle Value $15,000. & over)   5.00%
6 Years (Vehicle Value $30,000. & over)     6.00%
     
HOME EQUITY LINE OF CREDIT (as of 3/24/10)   *APR
Prime = 3.25% - CU's Floor = 4.00% - CU's Rate = Prime minus .50%   4.00%
     
FIXED RATE HOME EQUITY (as of 8/25/10)   *APR
5 Years   4.99%
10 Years   5.50%
 15 Years   6.00%
     
CERTIFICATE RATES (as of 8/25/10) APR APY
$1,000 Minimum Balance    
6 Months .55% .55%
12 Months 1.15% 1.16%
24 Months 1.50% 1.51%
     
SHARE ACCOUNT RATES (as of 12/16/09) APR APY
Share/Savings Account (Min. Bal. $100.) 0.10% 0.100%
Holiday/Christmas & Vacation Club 0.10% 0.100%
     

"Vehicles" include cars, trucks, motorcycles, boats and campers
*Rates may be higher based on the applicant's credit history
** 100% financing on new vehicles

APY -Annual Percentage Yield
APR - Annual Percentage Rate