Vehicles Loans

  • New Vehicles - 100% Financing

  • Used Vehicles - "NADA Guides"


Home Equity Loan

  • Fixed Rate

  • 5, 10 & 15 year terms

  • No Application Fee

  • No Closing Costs


Home Equity Line of Credit (HELOC)

  • Variable Rate (Rate = "Prime Rate" plus .25%)

  • Floor Rate 3.50%

  • 10 Year Draw - checks can be written for the first 10 years

  • Minimum check amount $500.

  • Interest only payments during the 10 year draw

  • At the end of the 10 year draw, the loan is placed into repayment for 15 years

  • No Application Fee

  • No Closing Costs


Personal Loan

  • Terms up to 5 years

  • $500 Minimum

 

VISA Credit Card

  • Fixed Rate - 12.75%

  • No Annual Fee

  • Payments can be made at the Credit Union or by mail

  • Payments can be transfer from savings or checking to your VISA using Online Banking or Audio Response


Other Loans

  • Share/Savings Secured

  • Certificate Secured